Stability and sustainability awareness

Stable and successful:

The DZ BANK Group and its position on sustainability

Bank values

For some years now, the DZ BANK Group has been one of the leading financial institutions in terms of sustainability, as regularly evidenced by our performance in sustainability ratings of various rating agencies.

The DZ BANK Group forms part of the German cooperative financial network, which comprises about 850 local cooperative banks and is one of Germany’s largest private-sector financial services organizations in terms of total assets. For the purposes of group-level ratings, the cooperative financial institutions are analyzed on a consolidated basis.

Issuer ratings of the DZ BANK Group

  2019              2018                2017              
Standard & Poor’s AA- AA- AA-
Moody's Investor Service Aa1 Aa1 Aa3
Fitch AA- AA- AA-

Sustainability ratings of the DZ BANK Group

Prime Status – Note C+

ISS ESG

- Awarded prime status since 2011

- Grade C+ confirmed on 1 February 2018

- Above-average engagement with regard to environmental and social issues

Positive / neutral

imug

Date of rating: 4 March 2019


neutral (CC): uncovered bonds

positive (BB): mortgage-covered bonds

74 points

sustainalytics

date of rating: 16 February 2018


- Leader with regard to social aspects

- Outperforming on environmental and governance aspects (ranked 37 out of 342 in the banking sector)

AA

MSCI ESG Research

Date of rating: 30 November 2018


- Excellent rating

- DZ BANK AG clearly outperforms the sector average (banking sector)